Markets react faster, crises follow one another more closely, and today’s forecasts may already be outdated tomorrow. Investing has become more demanding — and the only reliable protection against costly poor decisions is a rationally thought-out strategy that is implemented consistently.
This is precisely where INVIOS comes in. We combine deep market understanding with your personal goals and develop a clear course for your wealth. With the help of neurofinance, we identify the typical behavioral and investment mistakes that reduce returns and increase risks — and systematically eliminate them. The result is an investment approach that takes emotions into account without being controlled by them. Because wealth deserves genuine personal commitment — and a partner who keeps a cool head in volatile times.
“Investing means understanding emotions—and still making decisions in a consistently rational, strategic, and systematic way.”
Nikolas Kreuz is the founder and Managing Director of INVIOS — and has been active in the capital markets for more than 40 years. For over 25 of those years, he was responsible for wealth management at Deutsche Bank, UBS, and DZ Privatbank in Switzerland, Luxembourg, and Germany. He also served as Chief Investment Officer at two German state banks. This experience gained at top-tier institutions now informs every decision made at INVIOS.
With the INVIOS Wealth Accumulation Fund, he has established an active multi-asset approach that makes targeted use of neurofinance and behavioral finance — to avoid typical investor mistakes and, above all, to exploit market inefficiencies.
Awards: Over the past 25 years, Nikolas Kreuz and his teams have been named among the “Elite of Wealth Managers” seven times by Elite Report/Handelsblatt. FUCHS-Report recognized their performance four years in a row. Top ratings were also awarded by the Institut für Vermögensaufbau (IVA). Standard & Poor’s and Morningstar awarded five stars for active fund management. In 2023, the fund management received a FondsNote 1 rating from TIAM Research.
Knowledge sharing: Nikolas Kreuz is a sought-after speaker and panel guest at specialist conferences and financial trade fairs. He also contributes to financial literacy on a voluntary basis — as a speaker and advisor to German foundations.
Between you, your wealth, and us, there is no one with conflicting product interests. This partnership is about one thing only: preserving and growing your wealth.
STABLE RETURNS THROUGH DIVERSIFIED PORTFOLIOS Our investment decisions follow a disciplined multi-asset approach. This makes returns more stable — even when markets fluctuate. Through broadly diversified portfolios, we capture globally attractive risk premia for you.
We act on the basis of fundamental market analyses and the assessments of our expert network. This allows new information to be quickly incorporated into the decisions we make on your behalf.
Every investment recommendation reflects a high level of risk awareness. Assets entrusted to us should be preserved — and generate returns over the long term.
As conservative as our value base is, our wealth management is equally forward-looking. We do not sell products — we develop solutions with you. And together, we review whether the chosen path can be improved further.
Delegate your entire wealth management to us. We monitor market developments and develop securities transactions as part of our advisory mandates. Our licensed network partners handle the execution at the portfolio or fund level. And you always stay in the loop.
Others sell stock market dreams. We show you where the typical thinking errors lie — and how to avoid them. The result: greater clarity, greater security, and greater confidence in your decisions.
Do you have questions or would you like a confidential conversation? Contact us via the contact form.
By clicking the “Buy Fund” button, no contract for investment advice or brokerage is concluded with us. No assessment is made as to whether the fund is suitable or appropriate for you. Please read the legally binding sales documents before making any investment decision and inform yourself thoroughly.
