INVIOS WEALTH ACCUMULATION FUND
THE GLOBAL MULTI-ASSET FUND —
STRATEGICALLY STRUCTURED
WITH THE INVIOS METHOD
STRATEGICALLY STRUCTURED
WITH THE INVIOS METHOD
INVESTMENT FUND
THE INVIOS METHOD
WITH ETFs
Anyone looking for investment solutions today encounters many big promises but little substance. Skepticism? Understandable. That is why the INVIOS approach is not based on hot tips, but on a transparent process: clear rules, continuous analysis, and consistent risk management.
With the INVIOS Wealth Accumulation Fund, we bring this approach into a format that works just as well for private investors and beginners as it does for professional investors — also conveniently via a savings plan or capital-forming benefits account.
THE INVIOS METHOD
YOUR BENEFITS AT A GLANCE
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STRUCTURED
WEALTH ACCUMULATIONwithout having to constantly monitor markets, news, and individual investment decisions.
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FEWER EMOTIONALLY
DRIVEN MISTAKESthanks to a clear, rule-based model that systematically incorporates neuroscientific insights.
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GREATER SECURITY AND
TRANSPARENCYbecause every investment decision is based on verifiable criteria, data, and consistent risk management.
SCIENCE
BEATS GUT FEELING
Behavioral finance and neurofinance show that markets are always shaped by psychology as well. Typical behavioral patterns lead to poor decisions and avoidable losses.
The INVIOS Wealth Accumulation Fund uses these scientific insights to identify and limit precisely such patterns — and to turn the resulting market movements into opportunities. Instead of moods and narratives, it follows clear rules: disciplined, data-based, and transparent.
MEGATRENDS
IN FOCUS
Megatrends provide direction — but they are no excuse for chasing trends or hype-driven investments:
- Technological change
- Shifts in global power
- Climate change & resource scarcity
- Demographics & social change
- Urbanization
MULTI-ASSET STRATEGY
YESTERDAY’S WINNERS
ARE NOT TOMORROW’S FAVOURITES
ARE NOT TOMORROW’S FAVOURITES
The INVIOS Wealth Accumulation Fund broadly diversifies capital across various asset classes, such as equities, bonds, ETFs, ETCs, money market instruments, and selected target funds. This flexible multi-asset approach allows the fund management team to actively respond to market changes, capture growth opportunities, and control risks. Our task is to identify tomorrow’s favourites in good time.
THE DECLARED OBJECTIVE:
STABLE RETURNS
BROAD
INVESTMENT SPECTRUM
INVESTMENT SPECTRUM
INVIOS consistently diversifies capital across different asset classes and investment instruments.
DIVERSE
RETURN OPPORTUNITIES
RETURN OPPORTUNITIES
Stable returns through the combination of capital growth and capital preservation components.
GLOBAL
INVESTMENT UNIVERSE
INVESTMENT UNIVERSE
INVIOS searches worldwide for the most attractive investment and return opportunities.
CONTINUOUS
MONITORING
MONITORING
Rapid adjustment to changing market conditions — with all risks continuously in view.
INVESTMENT STRATEGY
OUR KNOWLEDGE.
OUR STRATEGY. YOUR OBJECTIVE.
In our experience, a macroeconomic perspective and the right strategic asset allocation are key success factors for long-term wealth accumulation. The INVIOS Wealth Accumulation Fund is independent of any benchmark and invests globally in line with the principle of risk diversification across securities of all kinds — including equities, interest-bearing securities, money market instruments, ETFs, ETCs, and other funds. We specifically limit political and economic risks in global markets. The modern, active investment strategy allows for rapid and flexible adjustment to changing market conditions.
Our multi-asset strategy integrates insights from behavioral finance and neurofinance. Market psychology affects investor behavior and, in turn, price movements. The resulting market inefficiencies and anomalies can be exploited through rational decision-making. The selection of target funds follows INVIOS’s value-oriented investment philosophy. The focus is on the qualitative and quantitative performance of the respective fund managers. The income generated by the INVIOS Wealth Accumulation Fund is distributed to investors.
HOW IT WORKS
THE INVIOS
WEALTH ACCUMULATION FUND
AT A GLANCE
The INVIOS Wealth Accumulation Fund is based on broad diversification across different asset classes, such as equities, bonds, money market instruments, and selected fund components. The weightings are continuously reviewed and adjusted to the respective market phase — not reactively in response to headlines, but according to clearly defined criteria. We continuously analyze risks, limit them in a targeted manner, and hedge where appropriate. Short-dated government bonds and liquidity positions can provide additional portfolio stability.
MULTIPLE AWARD WINNER
WITH 5 STARS
As of 04/2026
as part of fund advisory
RISK MANAGEMENT ACCORDING TO THE INVIOS METHOD
IDENTIFY RISKS EARLIER,
LIMIT THEM IN A TARGETED WAY
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IDENTIFY EARLIER
INSTEAD OF REACTING LATERWe continuously monitor the markets in order to identify risks at an early stage.
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ACTIVELY LIMIT RISKS
WHEN IT MATTERSIn weak market phases, we can selectively use hedging instruments to reduce losses.
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FREE FROM
INDEX CONSTRAINTSThe fund is independent of any benchmark. We implement investment ideas when they make sense — not because an index dictates them.
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STABILITY COMPONENTS
IN THE PORTFOLIOIn uncertain times, short-term government bonds and tactical cash positions can serve as a buffer — in addition to broad diversification.
|
INVIOS Wealth Accumulation Fun
|
P-Tranche
|
i-Tranche
|
|---|---|---|
| For Individual Investors | For Institutional Investors | |
| WKN | A2N82F | A2QJKW |
| ISIN | DE000A2N82F6 | DE000A2QJKW4 |
| Initial Issue Date / Initial Issue Price in EUR | March 1, 2019 / 50 EUR | March 1, 2021 / 100 EUR |
| Distribution Policy / Management | distributing / January 1 through December 31 | distributing / January 1 through December 31 |
| Minimum Investment Amount (Lump-Sum Investment) | - | 100,000 EUR |
| Minimum Amount for Subsequent Payments | - | 100,000 EUR |
| Minimum Amount for Savings Plan | - | No savings plan available |
| Front-End Load | up to 5.00% | 0.00% |
| Back-End Load | 0.00% | 0.00% |
| Performance Fee | 0.00% | 0.00% |
| Current management fee (annual) | up to 1.88% | up to 1.23% |
| Custodian fee | up to 0.04% | up to 0.04% |
| Asset management company / custodian | HANSAINVEST / Hauck Aufhäuser Lampe Privatbank | HANSAINVEST / Hauck Aufhäuser Lampe Privatbank |
STRUCTURE & PARTNERS
ESTABLISHED, REGULATED,
AND PROPERLY SET UP
AND PROPERLY SET UP
For administration and regulation, we work with established partners. Together with HANSAINVEST GmbH, Hauck Aufhäuser Lampe Privatbank AG, and NFS Capital AG, we manage the most promising investments for the fund. In accordance with Section 3(2) of the German Investment Firm Act (WpIG), NFS Netfonds Financial Service GmbH provides the liability umbrella for our advisory and brokerage activities and supports INVIOS GmbH in compliance and internal audit matters.
WHO IS THE FUND SUITABLE FOR?
A CORE INVESTMENT
WITH A METHOD
WITH A METHOD
For investors looking for a transparent core investment — with active management and a clear methodology. Suitable for private investors and institutional investors seeking to add a robust multi-asset component to their portfolio.
Would you like a confidential consultation?
Legal notice: This information does not constitute investment advice. The sales prospectus, key information document (PRIIPs), and current reports are authoritative.
CONTACT
CONTACT
NO MORE FEAR
OF YOUR OWN INVESTMENT DECISIONS
OF YOUR OWN INVESTMENT DECISIONS
Others sell stock market dreams. We show you where the typical thinking errors lie — and how to avoid them. The result: greater clarity, greater security, and greater confidence in your decisions.
Do you have questions or would you like a confidential conversation? Contact us via the contact form.