It all starts with a VISION
Strategic Wealth Building
with Neuro-Finance

WELCOME

INVESTING WITH STRUCTURE AND JUDGMENT –
THE INVIOS METHOD

INVIOS is derived from the English word “inviolable”. That is precisely our ambition: to protect and grow your wealth through a clear, disciplined investment approach.

As an independent institute for wealth preservation and asset management based in Hamburg, we combine active asset management with insights from neurofinance — helping to avoid the mistakes that statistically cost investors the most in returns. With the INVIOS Wealth Accumulation Fund, you invest globally diversified, rule-based, and with clear risk management.

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SERVICES

VALUE-BASED &
RESPONSIBLE

With the actively managed INVIOS Wealth Accumulation Fund, you invest on a scientifically sound basis and with global diversification. In wealth management, we view your substantial assets as a whole — with a long-term perspective and tailored precisely to your needs. And through seminars, webinars, and podcasts, we share the knowledge that enables sound decisions and confident action in the financial markets.

INVESTMENT FUND

BUILDING
WEALTH
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KNOWLEDGE

INFORMATIVE &
PRACTICAL
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Wealth Management

INDIVIDUAL &
TARGETED
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TOP TOPIC

Pioneer Business Story:
The Seven Cardinal Mistakes of Investing

Why do even experienced investors repeatedly make poor decisions? This is the question explored in the current cover interview of the Pioneer Morning Briefing. Speaking with editor Philipp Heinrich, INVIOS Managing Director Nikolas Kreuz explains why our brains often work against us when investing — and how typical cognitive biases can be avoided. One of his key insights: “Our brain was developed to survive — not to invest successfully.” From a neurofinance perspective, Nikolas Kreuz explains the seven most common mistakes that cost investors returns — from overconfidence and herd mentality to excessive trading and inertia. At the same time, he shows why a structured investment process and control over one’s emotions are crucial for long-term investment success.

Read the full interview in the Pioneer Morning Briefing.

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NEWS &
UPDATES

Elon Musk himself is almost an asset class in his own right
02.07.2026 Uncategorized
BörsenRadio

Elon Musk himself is almost an asset class in his own right

“Irrationality should not be allowed to prevail in the capital markets.” Nevertheless, people tend to overestimate the significance of sensational headlines. “The amygdala thrives on crisis mode.” Investors lose money through hasty decisions and poor judgement. INVIOS Managing Director Nikolas Kreuz has plenty of stories to tell about all manner of cardinal errors, in keeping […]

Alle News

NEUROFINANCE

THE BIGGEST OBSTACLE IN YOUR PORTFOLIO?
OFTEN, IT IS OURSELVES.

Around 80% of all investment mistakes are psychological in nature — fear, overconfidence, and a false sense of security. Neurofinance makes these mental traps visible and shows where emotions typically distort decisions. Those who understand the underlying mechanisms can systematically limit their impact — turning gut feeling into a clear, rational strategy.

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ABOUT INVIOS

WE PROTECT YOU
FROM YOUR OWN INVESTMENT MISTAKES

The mind behind INVIOS is Nikolas Kreuz, a business graduate, founder, and managing director. He brings more than 40 years of capital markets experience, including over 25 years in senior asset management positions — at Deutsche Bank, UBS, and DZ Privatbank, as well as serving as Chief Investment Officer at two German state banks.

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PODCAST

BÖRSENBRAIN PODCAST:
INVESTING WITH REASON

In the “Börsenbrain” podcast, Nikolas Kreuz talks about the psychology of successful investing. You will learn why 80% of investment success is based on psychology, how behavioral finance works in practice, and what lies behind the INVIOS principle of wealth preservation. For professionals and beginners who want to invest free from emotion and independently of banks.

Available wherever you listen to podcasts.

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EVENTS

EVENTS,
SEMINARS, TRADE FAIRS,
WEBINARS & LECTURE SERIES

Knowledge is most valuable when it is shared. That is why INVIOS regularly offers free lecture series, practical seminars, and webinars — from getting started in the stock market and understanding our investment rules to strategies for professionals.

Sep 12, 2026, 10:00 AM
Classic Remise Düsseldorf

Anlegertag Düsseldorf

Freuen Sie sich auf einen spannenden Vortrag von Nikolas Kreuz, der sein Fachwissen und seine langjährige Expertise in einem unterhaltsamen Vortrag mit Ihnen teilen wird.

Info & Register
Oct 10, 2026, 10:00 AM
Ludwig Erhard Haus Berlin

Börsentag Berlin

Freuen Sie sich auf einen spannenden Vortrag von Nikolas Kreuz, der sein Fachwissen und seine langjährige Expertise in einem unterhaltsamen Vortrag mit Ihnen teilen wird. „Die Geheimnisse der Profis: Erfolgreiche Anlagestrategien für Privatkunden in turbulenten Zeiten.” Weitere Infos folgen.

Info & Register
Nov 9, 2026, 7:00 PM
Online | Webinar

DZ-Bank-Webinar kurs plus: Trading für Berufstätige und Vielbeschäftigte

Im Trading-Webinar am Montag, 09.11. um 19:00 Uhr vermittelt Nikolas Kreuz, Geschäftsführer von INVIOS, das 1x1 der Trading-Psychologie, praktische Strategien und wie Sie auch in turbulenten Marktphasen einen kühlen Kopf bewahren.

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CONTACT

CONTACT
NO MORE FEAR
OF YOUR OWN INVESTMENT DECISIONS

Others sell stock market dreams. We show you where the typical thinking errors lie — and how to avoid them. The result: greater clarity, greater security, and greater confidence in your decisions.

Do you have questions or would you like a confidential conversation? Contact us via the contact form.

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