AI beats any consultant when it comes to processing information. The consultant beats AI in a crisis. The intriguing question is: who is more often wrong, asks Nikolas Kreuz, Managing Director of INVIOS GmbH in Hamburg. In the time it takes you to finish reading this sentence, an AI can scan through all the relevant […]

The markets are rising, and many investors want to be part of it – but that is precisely what can be dangerous. Nikolas Kreuz of Invios GmbH discusses the typical mistakes made during such market phases: overconfidence, FOMO and excessive trading in one’s portfolio. The focus is on the big questions facing this market: Is […]

Nikolas Kreuz from INVIOS in conversation with finfluencer Lukas Beisswenger from “Investier oder verlier” – who, along with his partner Laura, was recently honoured at the 2026 Finfluencer Awards in the “Up-and-coming Finfluencers” category. Don’t miss this fascinating interview. Around 80 per cent of all investment decisions are made not rationally, but on gut instinct […]

“Irrationality should not be allowed to prevail in the capital markets.” Nevertheless, people tend to overestimate the significance of sensational headlines. “The amygdala thrives on crisis mode.” Investors lose money through hasty decisions and poor judgement. INVIOS Managing Director Nikolas Kreuz has plenty of stories to tell about all manner of cardinal errors, in keeping […]

Why do even experienced investors repeatedly make poor decisions? This is the question explored in the current cover interview of the Pioneer Morning Briefing. Speaking with editor Philipp Heinrich, INVIOS Managing Director Nikolas Kreuz explains why our brains often work against us when investing — and how typical cognitive biases can be avoided. One of […]

It sounds paradoxical, but it proves true time and again: financial advisers are more successful when they talk less about products and more about investment principles and rules during client meetings. Why? Behavioural finance provides the answer. In the FFB Practical Tips series, Nikolas Kreuz offers valuable advice on how you can use behavioural economics […]

Imagine your most important financial adviser is 300,000 years old, has never seen a share price chart and reacts to market volatility much as he would to a sabre-toothed tiger. Welcome to your own mind. Our brain is a masterpiece of evolution – but it was optimised for survival on the savannah, not for patiently […]

You’ve no doubt experienced this before: you advise your client on a sensible investment and meet with resistance. “I’d like to wait and see first,” they might say. What should you do? In the FFB Practical Tips, Nikolas Kreuz offers valuable advice on how you can use behavioural economics to respond to typical, often emotional […]

In an interview with Business Insider, Nikolas Kreuz of INVIOS discusses lessons from tech IPOs that could prove decisive.

Why do even good investors frequently make mistakes? Why do they act against their own interests? And what, specifically, can you, as an adviser, do when faced with such investment decisions? The answer lies in neurobiology and – if used skilfully – can have a positive impact on your day-to-day advisory work. In the FFB […]

Sustainable investments have disappeared from the headlines – but not from the world of finance. Why has the ESG boom of recent years lost momentum? And what role do sustainable investments still play for investors today? In the latest cover story from ThePioneer, the editorial team examines how sustainable investing has changed since the ESG […]

The stock markets are booming, the DAX is approaching record highs, and AI shares remain in demand. And yet many investors are increasingly feeling that the rally could come to an end at any moment. For Nikolas Kreuz of INVIOS, this very unease is less a market signal than a psychological issue. The reason lies […]